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Specialty Property Programs | Green Shield Risk Solutions
Green Shield Risk Solutions provides specialized placement support for complex property risks. Select the appropriate program below and submit using the correct application to ensure fast, accurate quoting.
Now Available Through Green Shield:
- Builder’s Renovation — Coverage for structural and non-structural renovation projects across residential and commercial properties.
- Course of Construction — Protection for residential, commercial, and mixed-use new construction projects.
- DIC (Excluding Fire) — A strong option for high-value homeowners and condo unit owners when a fire policy is already in place and broader protection is needed.
- Dwelling Fire — Flexible coverage for residential risks that often fall outside the box, including secondary homes, short-term rentals, condominiums, and more.
- Vacant Land — Premises liability protection for undeveloped, unoccupied land.
- Vacant Property — Coverage for residential and commercial buildings between occupancies, during transitions, or while awaiting sale, renovation, or new tenants
🔷 High Value Homeowners
Guardian Elite Home
Now Available: California & Colorado only. Additional states and programs coming soon.
An exclusive, non-admitted homeowners solution built for affluent, wildfire-exposed properties that traditional markets struggle to insure.
Ideal For:
- High-value primary or secondary residences
- Owner-occupied homes only
- Wildfire-prone locations
Key Highlights:
- ISO HO-3 form
- Replacement cost on dwelling & other structures
- Dwelling limits from as low as $1M up to $6.175M
- Max TIV 9.5 million
- Mitigation-focused underwriting using proprietary wildfire analytics
What You Need to Submit:
- ✅ Guardian Elite Quote Request Form or any accord app you have completed.
- Property & construction details
- Loss history (if applicable)
👉 CTA Buttons:
📧 Email submissions to: quotes@greenshieldrisk.com. Please note in your email that you are a First Connect agent.
🔷 Builder’s Risk
Construction Projects – Nationwide
Flexible Builder’s Risk solutions for residential, commercial, and mixed-use construction — including CAT-exposed projects.
Ideal For:
- Ground-up construction
- Structural & non-structural renovations
- Residential, commercial, and mixed-use projects
Key Highlights:
- Limits up to $20M–$30M (higher available by market)
- Coverage for wind, flood, earthquake, and wildfire (by zone)
- Single-shot, reporting, and blanket policy options
What You Need to Submit:
- ✅ Builder’s Risk Supplemental Application (required) accords with BR supplemental accepted as well
- Project narrative & scope
- Construction budget & timeline
- Contractor experience
👉 CTA Buttons:
📧 Email submissions to: quotes@greenshieldrisk.com ⚠️ This is a different application than the homeowners program.
🔷 Real Estate Investor Portfolio
Rental Property Programs
Designed for real estate investors with multi-location rental portfolios.
Ideal For:
- Long-term rental portfolios
- Professional and semi-professional investors
- Portfolios with light-to-moderate renovations
Key Highlights:
- multi-location portfolios
- Optional flood & earthquake coverage
- Built for scalable investor operations
What You Need to Submit:
- ✅ Real Estate Investor Program Application (required)
- Property schedule & rental details
- 3 years of loss runs (if available)
- Management & renovation practices
👉 CTA Buttons:
📧 Email submissions to: quotes@greenshieldrisk.com ⚠️ This is a separate application from Builder’s Risk and Homeowners.
Need Help With a Submission?
The Green Shield Services Team supports agents throughout the submission and placement process to ensure risks are positioned with the strongest markets available.