In case you missed it or would like to rewatch, check out our recent Central US Insider Session with GUARD that went live on April 9, 2026. Here, you'll learn more about GUARD's Workers Comp, BOP, Commercial Auto, and Commercial Umbrella coverage for small to mid-sized businesses. GUARD is a dedicated insurance provider of over four decades with exceptional service foundational to GUARD’s trusted brand, as their goal is to have mutually relevant partnerships.
GUARD Team Product Presentation
Katy introduced the GUARD team's presentation on their products, digital services, loss control, and underwriting capabilities, emphasizing their commitment to the agent and broker channel. She highlighted GUARD's core product lines, including workers' compensation, business owner's policy, property and liability (BOP), commercial auto, and commercial umbrella, with workers' compensation being their flagship product. The presentation aimed to showcase GUARD's value proposition, including their broad appetite, ease of doing business, and exceptional service, while also emphasizing their connection to Berkshire Hathaway and their focus on small business insurance.
Workers' Compensation Insurance Updates
Katy presented an overview of their workers' compensation and business insurance offerings, highlighting recent enhancements including a new digital decisioning feature for up to $40,000 in premium that provides automatic quotes. She discussed their expanding coverage capabilities, including increased policy limits, new class codes being added from 130 to 300, and a 295% increase in new business in workers' comp to $48 million in 2026. Katy also mentioned upcoming product developments including a general liability policy with add-ons and bundled coverage options, along with new state-specific information available through their Agency Service Center.
GUARD Insurance Products Overview
Katy presented an overview of GUARD's insurance products and underwriting appetite, highlighting key industry segments and coverage details. She discussed specific coverage parameters for hotels, residential properties, restaurants, and commercial auto, noting that the company can now write fast food franchises across multiple locations nationwide. Katy emphasized the company's shift toward a "get-to-yes" mindset in underwriting, with underwriters increasingly focused on finding ways to approve accounts, particularly those with multiple lines of business. She also mentioned the availability of regional wins and updated information in the Agency Service Center, which includes tools and resources for agents.
Agency Service Center Dashboard Updates
Katy presented updates on new features and improvements to the agency service center dashboard, highlighting the introduction of the 60-second appetite check tool for quick coverage identification. She discussed upcoming enhancements, including a streamlined quote-to-bind journey and the integration of the appetite check into guard.com. Katy also outlined GUARD's value-added services, including loss control offerings, claims processing, and policyholder resources, emphasizing the importance of regular updates and feedback from users.
Underwriting Guidelines Discussion Meeting
Nathan provided his contact information and offered to help with underwriting guidelines, particularly for BOP, auto, and work comp. He agreed to follow up with Steve regarding available guidelines and authority levels for agencies. McKenzie thanked both presenters for their contributions and announced that a recording of the meeting would be shared with attendees via follow-up email.