Orion180's exclusive Homeowners and Landlord coverage is now live in Colorado! Quote to bind in less than 3-5 minutes with Orion180, a competitive property carrier with one of the top 3 easiest quote to bind platforms in the US. Orion180 has an average of 91% retention over the past decade. Watch the recording below from May 19, 2026 to see how you can leverage Orion180 for your clients.
Orion 180 Insurance Colorado Launch
Steven introduced Orion 180 Insurance's Colorado launch, highlighting their successful Flex Homeowners program which has been tested with 20-25 agency owners. He explained that Orion 180 does not attempt to dominate markets but aims to be competitive, typically converting 10-20% of quoted business with retention rates between 88-94%. The company emphasizes their in-house product, actuarial, and claims teams, offering competitive rates and dedicated customer service support.
Insurance Program Overview Presentation
Steven presented an overview of their insurance program, highlighting their homeowners, rental, and flood products available across multiple states. He explained their use of both admitted and ENS (Excess and Surplus) insurance products, emphasizing their flexibility and stability in the market. Steven also mentioned their strong ratings, awards, and efficient quoting system, noting that their quotes hold for 60 days and can be resolved quickly.
Flexible Insurance Product Presentation
Steven presented a new flexible insurance product called "Flex" that allows customers to customize their coverage based on specific needs rather than a one-size-fits-all approach. The product offers coverage options from $300,000 to $2 million, includes mandatory fire, lightning, and miscellaneous perils coverage, and allows customers to select additional coverage based on their specific risks and budget. Steven also outlined various deductible options, including a new copay feature that can reduce premiums by 20-30% for high-net-worth customers, and explained the company's claims-free bonus program that rewards policyholders with premium refunds after certain claim-free periods.
Property Insurance Requirements Overview
Steven outlined the company's approach to property insurance, explaining that they will operate in all areas but may pause capacity in high-risk census blocks. He detailed specific property requirements including age limits for attached homes, firewall requirements for older properties, and restrictions on certain exterior materials. Steven also covered claims policies, inspection processes for homes over 11 years old, and exclusions for commercial proximity and historic registry properties. He concluded by discussing animal liability coverage limitations and new water shutoff system partnerships to address increasing water damage claims.
Water Coverage Program Overview
Steven explained the company's water coverage program, which provides full coverage up to $1,000 for free installation and includes $10 monthly monitoring with annual discounts. He noted that the program has been successful in Texas and California, helping reduce water losses and maintain competitive premiums. Steven outlined next steps for potential partners, including discussing with their teams, researching the company, and contacting McKinsey's team for contract paperwork before the June 3rd launch date.
Orion 180 Partner Access Webinar
The meeting was a mandatory webinar for potential partners to access Orion 180, with Steven and McKenzie leading the discussion. They addressed questions about availability in raters, landlord policies (which they confirmed are available through DP Flex), and multi-state licensing, emphasizing that partners must first show success in their home state before expanding access. McKenzie announced that attendees would receive an email with the recording and next steps for finalizing access requests, while Steven requested that partners include all team members on the initial user form to avoid delays in processing access requests.