Steadily is officially live in California as of May 12, 2026. With Steadily, get secure, accurate, and competitive quotes! Offering affordable Landlord, Dwelling Fire, and Difference in Condition coverage, Steadily provides AM Best A- or above solutions for your clients. Along with the launch of their new CA DIC product, Steadily recently launched their Product Version 3 updates. For more information about these updates, click here. Request access now and earn a commission of 12% on New Business & 10% on Renewals. Watch the recording below to see how you can leverage Steadily for your clients.
Steadily Landlord Insurance Overview
Mark, the California Territory Manager at Steadily, presented an overview of the company's landlord-specific insurance offerings during a webinar with First Connect. Steadily operates in 45 states, including California, and specializes in coverage for single-family properties up to fourplexes, short-term rentals, and ADUs. The company offers up to $1.5 million in Coverage A with liability coverage up to $1 million, and recently added bed bugs coverage as a mandatory inclusion. Mark explained that agents can write business in multiple states using a single non-resident license, and the company handles claims in-house with a focus on speed and affordability.
Steadily Insurance Products Overview
Mark presented Steadily's insurance products for residential properties, focusing on landlord insurance and renovations coverage. He explained that Steadily accepts properties with 1-4 units per building, excluding mixed-use properties and commercial exposures. The company offers two renovation products: "Renovate and Rent" for properties being rented post-renovation, and a fix-and-flip product for properties being sold after renovations. Key features include coverage up to $1 million, no minimum earned premium, and the ability to convert renovation policies to standard DP3 coverage. Mark also outlined discount options, including an 8% advance quote discount and 10% client paid-in-full discount, with potential for an 18% combined savings.
Risk Management and Policy Updates
Mark provided updates on risk management, noting that about 45% of policies are now open across the state. He addressed several questions about policy coverage, including handling multiple properties, building separations, and condo rentals. Mark demonstrated the Steadily system's process for starting a new quote, including key information required and the different policy types available. He also explained features like multi-location discounts, insurance scoring, and replacement cost estimation within the system.
Steadily Insurance Quoting System Overview
Mark provided a detailed walkthrough of Steadily's insurance quoting system for California properties, covering key features like laminate countertops, window bar requirements, and coverage options up to $1 million in premises liability. He explained the process of adding mortgage companies as additional insured parties and noted that underwriting typically responds within 15 minutes. When asked about brush risk and fire line scores, Mark indicated Steadily performs well in metropolitan areas but may have more restrictions in high-risk areas like Big Bear and Lake Tahoe, with plans to offer full policy options in fall to reduce restrictions in medium-risk areas.